Money

Reality Check: Fund performance is more about statistics than skill

As the year-end approaches, many investors will look back at their stock-market funds to see how they have performed. Typically,…

26 Nov 2016
As the Vulcans say, ‘Live long and prosper’: trend-following offers one way to do so

Techniques to beat the market

To say that we are in some kind of ‘new normal’ investment environment barely does justice to the surreal state…

Simple rules for happy retirement

‘Financial policy chiefs clash over best way to fund retirement’, said a recent FT headline. Andrew Bailey, head of the…

1 Oct 2016

Interest rates have been too low for too long

Central banks are still keeping interest rates at rock bottom. When the 2007-8 financial crisis struck, reducing interest rates was…

1 Oct 2016
Sterling attraction: markets have given the UK the kind of exchange rate other central banks pray for

A time for optimism

The Brexit referendum has changed everything — at least politically. A new Prime Minister, a new Chancellor and a new…

1 Oct 2016
Onwards and upwards: an end to Brexit uncertainty has boosted market conditions for housebuilders

The post-Brexit building boom

Interest rates rocketing back to 1990s levels. Foreign investment funds fleeing for Frankfurt and Paris. The pound in free-fall, and…

1 Oct 2016
Don’t overlook ‘the positive all-round story’ of India: set to grow at 7 per cent per annum this year and next

Sifting for gems amid fading growth

The aura that once surrounded emerging -markets has dimmed lately. Of the original ‘Bric’ nations, the group that were supposed…

1 Oct 2016

Power plays

All eyes are on North Korea. Not as an investment opportunity, I hasten to say, but as a nuclear threat,…

1 Oct 2016
Niche themes: ETFs can offer investors exposure to robotics and artificial intelligence

Plain vanilla – or too hot to handle?

‘Are they vanilla?’ is the first question you should ask about ETFs, or exchange-traded funds: so says veteran multi-family office…

Big boxes are the next growth story

Some time ago my eye was caught by the story of a boy who had taken his father’s credit card…

1 Oct 2016

History’s handwritten treasures

The collection and display of the written word has long been a symbol of prosperity and prestige. From the Great…

1 Oct 2016

Cash in the cellar

Achum of mine claims to have put two of his sons through private school solely on the back of his…

1 Oct 2016

The US election is a race without a clear favourite

He can’t win, can he? Really? The unthinkable idea of President Donald J. Trump is becoming a very real possibility.…

1 Oct 2016

Sorry, but a degree is a rotten investment

Almost half a million students start-university this month. It’s an exciting time: the launch of adult life and independence. But…

1 Oct 2016

The legacy issue

Times of political change are also times to think about ‘legacy’. What will Barack Obama be remembered for: his nuclear…

21 May 2016

At last, an end to excessive boardroom pay? Not likely

Patricia Cross wants to kill complexity. As chairman of the remuneration committee of Aviva, the insurance business that older customers…

21 May 2016
What goes up: Elon Musk’s SpaceX rocket is also capable of landing and being reused

The new space race

Imagine you were lucky enough to assemble Jeff Bezos, founder of Amazon; Paul Allen, co-founder with Bill Gates of Microsoft;…

21 May 2016
Adapting to demographics: Harley-Davidson ‘hogs’ now have heated seats for older riders

Older means richer

I was having my hair cut when I first heard the term. Roxanne (pierced nose, two years out of ‘uni’)…

21 May 2016

Make your wealth last longer

We’re all getting older. We’ve just celebrated the Queen’s 90th as a very special occasion, yet by 2027 there will…

21 May 2016

The next level

Everyone recalls the outstretched finger of Field Marshal Lord Kitchener, who died 100 years ago next month. ‘Your country needs…

21 May 2016
Fashion is fickle: but Asos has been a long-term hold for Hargreave Hale

Aiming high

Aim — originally the Alternative Investment Market — is a curious entity that understandably excites conflicting responses. Since its launch…

21 May 2016

Sell in May?

‘Sell in May and go away,’ says an old stock-market maxim. Despite mixed historical evidence, that advice is worth pondering…

21 May 2016

Buy to build and beat the planners

Buy-to-let is dead — many say — killed off by George Osborne’s stamp-duty hike and withdrawal of tax allowances. Welcome…

21 May 2016

Sane investing in a crazy world

The financial markets would appear to have gone mad. One third of all government bonds now trade with a negative…

21 May 2016
‘Shall we have it all melted down, dear?’ One expert says antique silver has become an ‘awful’ investment

Silver linings

Now might be a good time to add some silver to your portfolio. Silver is the poor relation of gold…

21 May 2016
Pay it forward: Sir Philip Green donated the kiss from Kate Moss that he bought for £60,000 to Jemima Khan

Winning bids

The Conservative party’s Black and White Ball is a lavish, billionaire-laden affair. Tickets can cost up to £1,500, with guests…

21 May 2016