Money

Cash to spare? Why not invest in a nearly-new car?

If you’re lucky enough to receive a legacy of, say, £10,000 or £20,000, what should you do with it? You’d…

4 Mar 2017

Voices of experience

The investment philosophy of Spectator Money can be summarised in a few simple guidelines. First, take an active interest in…

26 Nov 2016

Why the City will bounce back from Brexit

The City of London specialises in bouncing back from reverses and exploiting the misfortunes of others. Most missteps in the…

26 Nov 2016

Sector Watch: Why digital Britain will be another Brexit winner

Start-ups departing for Berlin and Barcelona; brilliant ‘fintech’ firms left stranded outside the single market; games designers scratching their hipster…

26 Nov 2016

Skin in the game

Terry Smith is in the news again. Not for being a Brexiteer — though he’s been committed to that cause…

26 Nov 2016

Why aren’t we talking about China?

Every year in October, a group of investors, bankers and world leaders gather in Washington to discuss the year that…

26 Nov 2016

Investing with a purpose

Millennials: there are 160 million of them in the US and Europe. They will comprise three quarters of the global…

26 Nov 2016

Perfect pitch

As someone who’s passionate about the power of compelling speech, there is nothing I hate more than watching somebody blow…

26 Nov 2016
Self-building for a secure old age: Winston Churchill was a skilled amateur bricklayer

Grand designs for retirement

The near-abolition of tax on savings income was one of George Osborne’s less-noticed legacies. A shareholder can now receive £5,000…

26 Nov 2016

Property: West London’s ‘satellite city’ is no goldmine for investors

The oligarchs have gone quiet, the bankers who once inhabited Chelsea have been driven to distant suburbs; ordinary people can…

26 Nov 2016

Healthy finances

Any medically or technically unqualified investor who dips a toe into the pharma and healthcare sector should do so with…

26 Nov 2016
Muscle bound: Kim Kardashian in Paris with bodyguard Pascal Duvier — but without her jewellery

Protect your assets

Kim Kardashian normally hits the headlines for posting revealing selfies on social media, or simply turning up at nightclubs. But…

26 Nov 2016
Acceleration: models tipped to rise in value include the Sunbeam Tiger Alpine

Vroom for manoeuvre

In 1978 my grandfather offered to sell my father his maroon Aston Martin DB5 for £4,000. They were about to…

26 Nov 2016

The Speculator: Will ‘big data’ turn out to be the punter’s new best friend?

Technology is making gambling more like stockbroking — and stockbroking more like gambling. Gamblers today often sound like City boys…

26 Nov 2016

Reality Check: Fund performance is more about statistics than skill

As the year-end approaches, many investors will look back at their stock-market funds to see how they have performed. Typically,…

26 Nov 2016
As the Vulcans say, ‘Live long and prosper’: trend-following offers one way to do so

Techniques to beat the market

To say that we are in some kind of ‘new normal’ investment environment barely does justice to the surreal state…

Simple rules for happy retirement

‘Financial policy chiefs clash over best way to fund retirement’, said a recent FT headline. Andrew Bailey, head of the…

1 Oct 2016

Interest rates have been too low for too long

Central banks are still keeping interest rates at rock bottom. When the 2007-8 financial crisis struck, reducing interest rates was…

1 Oct 2016
Sterling attraction: markets have given the UK the kind of exchange rate other central banks pray for

A time for optimism

The Brexit referendum has changed everything — at least politically. A new Prime Minister, a new Chancellor and a new…

1 Oct 2016
Onwards and upwards: an end to Brexit uncertainty has boosted market conditions for housebuilders

The post-Brexit building boom

Interest rates rocketing back to 1990s levels. Foreign investment funds fleeing for Frankfurt and Paris. The pound in free-fall, and…

1 Oct 2016
Don’t overlook ‘the positive all-round story’ of India: set to grow at 7 per cent per annum this year and next

Sifting for gems amid fading growth

The aura that once surrounded emerging -markets has dimmed lately. Of the original ‘Bric’ nations, the group that were supposed…

1 Oct 2016

Power plays

All eyes are on North Korea. Not as an investment opportunity, I hasten to say, but as a nuclear threat,…

1 Oct 2016
Niche themes: ETFs can offer investors exposure to robotics and artificial intelligence

Plain vanilla – or too hot to handle?

‘Are they vanilla?’ is the first question you should ask about ETFs, or exchange-traded funds: so says veteran multi-family office…

Big boxes are the next growth story

Some time ago my eye was caught by the story of a boy who had taken his father’s credit card…

1 Oct 2016

History’s handwritten treasures

The collection and display of the written word has long been a symbol of prosperity and prestige. From the Great…

1 Oct 2016

Cash in the cellar

Achum of mine claims to have put two of his sons through private school solely on the back of his…

1 Oct 2016