Money

The Federal Reserve has increased interest rates seven times in the past three years

Has the tide turned on emerging markets?

This year has been bad for investors in emerging markets. The MSCI index has dropped around 20 per cent since…

6 Oct 2018

Meet the ‘Fangs’, the stock to sink your teeth into

They steal your data, and manipulate it for their own ends. They destroy local shops and small companies. They are…

26 May 2018

The landlords walking into the great EPC trap

Buy-to-let investors have long occupied a slot in the national consciousness somewhere between arsonists and child molesters. They stand accused…

26 May 2018
Infamous past: The atrium at Lloyd’s London headquarters

Why being a member of Lloyd’s of London is still a risky business

As a child, the very name Lloyd’s made me shudder. I am just about old enough to remember the dark…

26 May 2018

The joys of compounding

Saving half a million pounds into a pension pot seems a goal so large and unachievable that many don’t bother.…

26 May 2018
Brilliantly repurposed: Regent’s Canal by the new Central Saint Martins art school

Back on track

We shouldn’t be so smug about how rundown the Gare du Nord is — dirty, badly planned, with some of…

26 May 2018
Beanie Babies were once an investment mania — could cannabis products go the same way?

Blowing bubbles

Do you remember the Beanie Baby crash of 1999? Chris Robinson, an actor who appeared in the TV series General…

3 Mar 2018

The UK stock market still looks cheap

In my last column I argued that by many measures American shares are expensive. If that is the case, should…

3 Mar 2018

Merchants of doom

The collapse of Carillion has reminded the public of the existence of short-sellers: stock-market participants who benefit from falling share…

3 Mar 2018

Would you take a robot’s tip?

We are forever being told that artificial intelligence (AI) is coming to take our jobs. Is your financial advisor one…

3 Mar 2018

A home in a tax haven

If there is one group of people you might think would be celebrating the rise of Jeremy Corbyn, surely it…

3 Mar 2018

Coffee fix

I’ve long wanted to invest but have never known how. Buying stocks and shares or investing lump sums in blue…

3 Mar 2018
The markets react as the Dow Jones recorded its largest one-day points fall in history last month

Back to frontiers

There are several mantras that experienced investors use to guide themselves through the markets. ‘Sell in May and go away’…

3 Mar 2018
Between 1900 and 1940, a series of unstable Chinese regimes flooded global markets with bonds: this one is from 1911

Broken bonds

September’s annual IMF-World Bank meeting in Washington DC was a strange affair. Delegates fretted about Europe, about Brexit and, given…

4 Nov 2017

Will the Chancellor squeeze VCTs?

Wealthy investors have a particular reason to keep an anxious eye open for Philip Hammond’s autumn Budget on 22 November.…

4 Nov 2017

This week’s rate decision is all but irrelevant

The interest-rate decision by the Bank of England’s Monetary Policy Committee on Thursday 2 November — shortly after we went…

4 Nov 2017

Fair shares for all

At a recent gathering of the venerable Company of Merchant Adventurers of York, I listened to a sermon on the…

4 Nov 2017

Risks and rewards of peer-to-peer loans

Early in 2016, Lord Turner of Ecchinswell — chairman of the Financial Services Authority in the years before it was…

Estate agency is a shrinking market

If there was ever an industry crying out to be disrupted, it was estate agency. Forever bottom of the list…

4 Nov 2017
Whiskies at the Cameron House Hotel on Loch Lomond

Whiskies galore!

This summer I did some work for a family who have been in the whisky business for 200 years. They…

30 Sep 2017

Scrap this stamp duty spiral

On balance, history will be kind to George Osborne’s six years as Chancellor. He stabilised an economy that was in…

30 Sep 2017

Ground rents are the next housing scandal

Whenever I hear someone bemoan the fact that their home has become ‘worthless’, I know someone else is about to…

30 Sep 2017
A senior Oxbridge academic can look forward to a gold-plated, index-linked pension

Golden groves of academe

Students, here is your starter for ten. What is the current funding deficit of the Universities Superannuation Scheme (USS), the…

30 Sep 2017

Pensions: the gender gap

It’s a fact of life that women save less for their old age than men do — and it’s the…

30 Sep 2017
Bangkok’s MahaNakhon skyscraper, Thailand’s tallest building

The Tigers reawaken

Cast your mind back 20 years, to a very different world. It’s 1997: Bill Clinton is in his second term,…

30 Sep 2017

US shares are ripe for a fall

Signs are growing that the US bull market is running out of steam. If you invested $100 at the low…

30 Sep 2017