Should the Neil Woodford saga make us afraid of investment trusts?

Like crochet bikinis and tie-dye dresses, things that were trendy decades ago can become popular again. That seems to be…

3 Oct 2019

Everything you’ve heard about millennials and money is wrong

Millennials are often portrayed as wasting their earnings on soya vanilla lattes and Instagrammable holidays in exotic locations. A Barclays…

25 May 2019

Has the tide turned on emerging markets?

Knowing that stock markets have had a turbulent time recently, I looked up my investments online to discover that some…

2 Mar 2019

Why you can’t beat shares

Pension freedoms granted to us by the coalition government in 2014, which allowed us to do what we liked with…

1 Dec 2018
The Federal Reserve has increased interest rates seven times in the past three years

Has the tide turned on emerging markets?

This year has been bad for investors in emerging markets. The MSCI index has dropped around 20 per cent since…

6 Oct 2018

The joys of compounding

Saving half a million pounds into a pension pot seems a goal so large and unachievable that many don’t bother.…

26 May 2018

The UK stock market still looks cheap

In my last column I argued that by many measures American shares are expensive. If that is the case, should…

3 Mar 2018

This week’s rate decision is all but irrelevant

The interest-rate decision by the Bank of England’s Monetary Policy Committee on Thursday 2 November — shortly after we went…

4 Nov 2017

US shares are ripe for a fall

Signs are growing that the US bull market is running out of steam. If you invested $100 at the low…

30 Sep 2017

Selling robo-advice just got even tougher

The boss of London’s largest UK ‘robo-advisor’ promised it was going to ‘redefine the UK investment industry’. Now five years…

27 May 2017

Cash to spare? Why not invest in a nearly-new car?

If you’re lucky enough to receive a legacy of, say, £10,000 or £20,000, what should you do with it? You’d…

4 Mar 2017

Reality Check: Fund performance is more about statistics than skill

As the year-end approaches, many investors will look back at their stock-market funds to see how they have performed. Typically,…

26 Nov 2016

Sorry, but a degree is a rotten investment

Almost half a million students start-university this month. It’s an exciting time: the launch of adult life and independence. But…

1 Oct 2016

A pounding headache

‘In this world, nothing can be certain except death and taxes,’ said Benjamin Franklin, one of America’s founding fathers. And…

21 May 2016

Why I’ll leave it to others to play the Brexit trading game

As a family, we’ve always tried to get along with our neighbours. But the latest to rent next door —…

5 Mar 2016

My FTSE prediction? I don’t have a clue

Seasonal madness is soon upon us. No, not the Christmas spending splurge, but the time when City strategists are asked…

14 Nov 2015

Teaching prudence at primary school

As a mother of two, I’m discovering that education has changed dramatically since my 1970s schooldays. Maths is now called ‘numeracy’;…

3 Oct 2015

Lessons from Equitable Life

My name is Louise and I’m an Equitable Life pension holder. In April 2000 I began putting £1,000 a month…

23 May 2015

What’s the point of a financial adviser?

Not to come over all Jeremy Clarkson, but speeding fines irritate me. There are plenty of other dangerous drivers who…

7 Mar 2015

Why I don’t trust tipsters

When, at about 16, I first decided I wanted to be a stockbroker, I subscribed to a small-cap tip sheet.…

8 Nov 2014